Privacy Policy
Data Collection
UrbanLoans collects personal information such as Phone Number, Email Address, Name, Age etc. from you to identify you, and to provide you with relevant information required to service you, and to help UrbanLoans deliver the best possible experience for the users. Information collected enables UrbanLoans to give you convenient access to our service offerings and products, and may help UrbanLoans customize your experience.
What information is collected and how do we use it?
Information you provide:
UrbanLoans collects information to provide more effective services. We ask for your name, email address, and other personal information when you register to use certain features of our website. If you use a feature that requires payment of a fee, we collect your credit card data or payment account information.
When you use one of UrbanLoans's paid products, we track the web pages, and information that has been accessed by you, and store it on our servers. This enables us to track items that you have completed, and those that you need to see.
Cookies:
UrbanLoans sends cookies (small files containing a string of characters) to your computer, thereby uniquely identifying your browser. Cookies are used to track your preferences, help you login faster, and aggregated to determine user trends. This data is used to improve our offerings, such as providing more content in areas of greater interest to a majority of users.
Most browsers are initially set up to accept cookies, but you can reset your browser to refuse all cookies or to indicate when a cookie is being sent. Some of our features and services may not function properly if your cookies are disabled.
Log Information:
When you access UrbanLoans website, UrbanLoans servers automatically record information that your browser sends whenever you visit a website. UrbanLoans server logs may include information such as your web request, Internet Protocol address, browser type, browser language, the date and time of your request and one or more cookies that may uniquely identify your browser.
User Communications:
When you send email or other communication to UrbanLoans, we may retain those communications in order to process your inquiries, respond to your requests and improve our services.
Links:
UrbanLoans may present links in a format that enables us to keep track of whether these links have been followed. UrbanLoans uses this information to improve the customized content. Clicking on links may take you to sites outside our domain. UrbanLoans is not responsible for the privacy practices of other web sites. We encourage our users to be aware when they leave our site to read the privacy statements of each and every web site that collects personally identifiable information. This Privacy Policy applies solely to information collected by UrbanLoans Website.
Alerts:
We may alert you by email or phone (through sms/call/whatsapp) to inform you about new service offerings or other information which we feel might be useful for you.
Personal Information of Children:
Our website and services are designed for individuals who are 13 years of age or older. It is not intended for use by children under 13 years of age, and we do not knowingly collect or retain any personal information from them. If you are under 13 years of age, we advise that you do not disclose any personally identifiable information while using our website.
Public Forums:
When you use certain features on our website like the discussion forums and you post or share your personal information such as comments, messages, files, photos, will be available to all users, and will be in the public domain. All such sharing of information is done at your own risk. Please keep in mind that if you disclose personal information in your profile or when posting on our forums this information may become publicly available.
Data Security:
If you use a feature requiring payment of a fee, UrbanLoans will transmit your credit card data to our bank for processing. If we encounter a problem with payment, we may review the order information with you and our bank to resolve it. UrbanLoans does not otherwise disclose your credit card information. We do not share your email address or your personal information with third party marketers.
UrbanLoans offers secure pages to collect sensitive information on our order form, such as credit card information. While no computer system is completely secure, we believe the measures implemented by our Site/payment partners reduce the likelihood of security problems to a level appropriate to the type of data involved.
UrbanLoans uses reasonable technical, administrative, and physical security measures for the purpose of safeguarding all data you share with us. We also have comprehensive internal policies in place to prevent unauthorized access to your data. We take adequate steps to ensure that third parties we share data with also adopt reasonable level of security practices and procedures to ensure the privacy and security of your information.
However, UrbanLoans is not responsible for any loss, unauthorized access, safety issue or any harm caused to you by any misuse of your personal information, unless it is a direct and foreseeable consequence of negligence and non-compliance on our part only. You hereby acknowledge that UrbanLoans is not responsible, in particular, for any third party action or action on your part leading to loss, damage or harm to you or any other person.
The Company shall not be held liable for any loss whatsoever incurred by you, due to unauthorized access to your electronic devices.
What information is shared?
Other than the above mentioned sharing of data related to credit card information, UrbanCoach only shares personal information with other companies or individuals outside of UrbanCoach Private Limited in the following limited circumstances:
1. Satisfy any applicable law, regulation, legal process or enforceable governmental request
2. Enforce applicable Terms of Use, including investigation of potential violations thereof
3. Detect, prevent, or otherwise address fraud, security or technical issues, or
4. Protect against imminent harm to the rights, property or safety of UrbanLoans.in, UrbanCoach Private Limited, its users or the public as required or permitted by law. We may share with third parties certain pieces of aggregated, non-personal information, such as the number of users subscribed to a particular product, or the number of users registered on our website. Such information does not identify you individually.
5. By using the website and/or registering yourself with us you authorise us to contact you via email or phone call or sms and offer you our services, imparting product knowledge, offer promotional offers running on website & offers offered by third parties, for which reasons, personally identifiable information may be collected. And irrespective of the fact if you have also registered yourself under DND or DNC or NCPR service, you still authorise us to give you a call from UrbanCoach for the above mentioned purposes till 365 days of your registration with us.
How long is the user information retained?
UrbanLoans may provide information to service providers to help us bring you the services we offer. Specifically, we may use third parties to facilitate our business, such as to host the service at a co-location facility for servers. Where we utilize third parties for the processing of any personal information, we implement reasonable contractual and technical protections limiting the use of that information to our specified purposes.
Grievances
If You have any grievances as to the usage of any of Your personal information or any other privacy concerns, You can contact us on the details are provided below:
official@UrbanLoans.in
Disclaimer
The information contained in this website is for general information purposes only. The information is provided by UrbanLoans Private Limited and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
In no event will UrbanLoans be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arise out of, or in connection with, the use of this website.
Through this website/ you are able to link to other websites which are not under the control of UrbanCoach Private Limited. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.
Every effort is made to keep the website up and running smoothly. However, UrbanCoach Private Limited takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control. UrbanCoach is a liasoning center to help process the student's admission and visa application with the institutions and embassy/consulate.
Changes to the Privacy Policy
This Online Privacy Statement may be amended by us at any time and without prior notice to you. It is your responsibility to check this Online Privacy Statement periodically to be aware of any changes. By using the Site after any update to this Online Privacy Statement, you acknowledge and accept the modifications.